How to Form an LLC Online in the USA in 2026. Step by Step Guide
Starting a business in the United States has never been more accessible. Whether you are a U.S. resident or an international founder, forming a Limited Liability Company (LLC) online is a straightforward process when you follow the right steps.
In this guide, we walk you through exactly how to form an LLC online in the USA. Clear, practical, and beginner friendly.
What Is an LLC and Why Choose It?
An LLC. Short for Limited Liability Company. Is one of the most popular business structures in the United States.
Key benefits include:
• Limited personal liability protection
• Flexible tax treatment
• Simple management structure
• Strong credibility with banks and partners
• Ideal for startups, e-commerce, freelancers, and international founders
For many entrepreneurs, an LLC offers the perfect balance between simplicity and protection.
Step 1. Choose the State Where You Will Form Your LLC
You can form an LLC in any U.S. state. The right choice depends on where you operate and your business goals.
Common options:
• Your home state. If you live or operate physically in the U.S.
• Wyoming. Low fees, strong privacy, no state income tax
• Delaware. Popular for startups and investors
• Texas or Florida. Large markets and business friendly environments
👉 If you operate in one state but form your LLC in another, you may need to register as a foreign LLC later.
Step 2. Pick a Unique LLC Name
Your LLC name must:
• Be unique in the state
• Include “LLC” or “Limited Liability Company”
• Avoid restricted words like bank, insurance, or university without approval
Most states allow you to check name availability online before filing.
Tip: Choose a name that also works as a domain name if possible.
Step 3. Appoint a Registered Agent
Every LLC must have a registered agent in the state of formation.
A registered agent:
• Receives legal and government documents
• Must have a physical address in the state
• Must be available during business hours
You can act as your own registered agent if you live in the state. Most online filers use a professional registered agent service for privacy and convenience.
Step 4. File Articles of Organization Online
This is the official step that creates your LLC.
You will file online through the state’s website or through a formation service. Information typically required:
• LLC name
• Registered agent details
• Business address
• Management structure. Member managed or manager managed
• Organizer information
Once approved, the state issues a Certificate of Formation or Articles of Organization.
⏱ Processing time ranges from same day to a few business days, depending on the state.
Step 5. Obtain an EIN from the IRS
An EIN. Employer Identification Number. Is like a Social Security number for your business.
You need an EIN to:
• Open a business bank account
• File taxes
• Hire employees
• Work with payment processors like Stripe or PayPal
U.S. residents can apply online directly with the IRS. Non-U.S. founders can still obtain an EIN. The process just requires a slightly different filing method.
Step 6. Create an Operating Agreement
Even if your state does not require it, an operating agreement is essential.
It outlines:
• Ownership percentages
• Member responsibilities
• Profit and loss allocation
• Decision making rules
• Exit and transfer provisions
Banks, partners, and investors often request this document.
For single member LLCs, it still helps protect your liability status and shows professionalism.
Step 7. Open a U.S. Business Bank Account
Keeping personal and business finances separate is critical.
To open a business bank account, you usually need:
• Articles of Organization
• EIN confirmation letter
• Operating agreement
• Passport or government ID
Some banks require in-person visits. Many fintech banks now allow online opening, especially for international founders.
Step 8. Stay Compliant After Formation
Forming your LLC is only the beginning.
Ongoing responsibilities may include:
• Annual state reports
• Franchise or annual fees
• Federal and state tax filings
• Sales tax registration if applicable
• Proper bookkeeping and accounting
Missing compliance deadlines can result in penalties or loss of good standing.
Can Non-U.S. Residents Form an LLC Online?
Yes. Non-U.S. residents can fully own and operate a U.S. LLC.
You do not need:
• U.S. citizenship
• A Social Security Number
• A physical presence in the U.S.
However, international founders must follow additional tax and reporting requirements. Getting professional guidance early can save time and money.
Final Thoughts About How to Form an LLC Online in the USA in 2026
Forming an LLC online in the USA is a powerful first step toward building a global business. With the right structure and proper setup, you gain credibility, protection, and access to the world’s largest market.
If you want your LLC formed correctly. With banking, tax setup, and long term compliance handled from day one. Helloglob is here to help.
Ready to form your U.S. LLC?
Start your journey with confidence. One step at a time